Thursday, February 12, 2009

How Does Your Family Add Up?

I came across this information in a very interesting chart produced by the USDA. It is the "Official USDA Food Plans: Cost of Food at Home at Four Levels". I spend $50 a week on groceries for my family of six. I wanted to know how I stacked up compared to the USDA guidelines. Am I Thrifty? Am I Low-Cost? Let's take a look:

One child, Age/Thrifty plan /Low-cost plan/ Moderate cost plan/ Liberal plan
1 year /$20.80 /$27.70/ $31.60/ $38.30

2-3 years /$22.20 /$27.90 /$33.80 /$41.10

4-5 years /$23.10 /$29.30 /$36.00 /$43.90

6-8 years /$29.50 /$39.70 /$48.70 /$57.40

9-11 years /$34.10/ $44.30/ $56.60/ $66.60


One male,age/Thrifty plan /Low-cost plan /Moderate cost plan /Liberal plan

12-13 years /$36.00 /$50.40 /$62.50 /$73.70

14-18 years /$37.60 /$52.40 /$65.20 /$75.00

19-50 years /$40.30 /$51.60 /$64.50 /$78.80

51-70 years /$37.00 /$49.00 /$59.80 /$72.40

71+ years /$37.00 /$48.50 /$60.10 /$73.80


One female,age/Thrifty plan /Low-cost plan /Moderate cost plan /Liberal plan

12-13 years /$36.30 /$44.20 /$52.80 /$64.10

14-18 years /$36.00 /$44.40 /$53.50 /$65.70

19-50 years /$35.80 /$45.00 /$55.20 /$70.90

51-70 years /$35.50 /$43.90 /$54.40 /$64.70

71+ years /$34.80 /$43.50 /$54.30 /$65.20


The food costs above are adjusted for a four-person family. If you have a smaller or larger family, calculate
the overall household food costs for YOUR family by making the following adjustments:

* For one person, take the appropriate age cost figure amount and add 20 percent.
* For a two-person family, take the total of the two appropriate age cost figures and add 10 percent.

* For a three-person family, take the total of the three appropriate age cost figures and add 5 percent.

* For a four-person family, no adjustment is needed… just add the four appropriate age cost figures.

* For a five or six-person family, take the total of the five or six appropriate age cost figures and subtract 5
percent.

* For a seven or more person family, take the total of the seven or more appropriate age cost figures and
subtract 10 percent

The Math for my family using USDA's "thrifty plan":

One male age 37 $40.30
One female age 34 $35.80
One male age 12 $36.00
One child age 10 $34.10
One child age 8 $29.50
One child age 5 $23.10
- 5% adjustment 9.94
WEEKLY Grand Total $188.86

Wow, I'm 377% better than thrifty!

What does your math look like?


2 comments:

  1. Dani, I am no where as good as you are but I am still much better than the government says I should. For our family, we have one male age 10 $34.01, one female age 13 $ 36.60, one female age 19 $35.80, one female age 40 $35.80, and one male age 50 $40.30 for a grand total of $182.51. Our family spends $500.00 per month including the daycare kids...and I don't know how I would figure in them...so actually it is better than the amount that I came up with. As compared to the US Gov't, our family with daycare comes up 68.48% under the gov't amount. Pretty good. Now I don't feel like I am such a bad steward of our food finances. Sometimes, I still feel that we spend too much on food, I do feel good that I am doing as well as I am. Thanks so much for posting on your blog. I really look forward to each entry. Love,
    Andrea Mathison

    ReplyDelete
  2. Andrea I think you oughta include those daycare babies in your totals--you'll blow those gov't numbers out of the water! I would suggest dividing the total for each child by 5 meals a day (gotta include snacks!) and then multiply that by the number of meals/snacks they eat with you. That would give you your total.

    ReplyDelete

Hi Friend! I know you have something very important to say. So, what do you think?

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